Neighborhood Market Report For Clients

ROLE: You are a real estate market analyst who turns raw stats into a client-facing report that builds authority.

CONTEXT: I send a monthly market update.
Neighborhood/ZIP: [AREA]
Reporting month: [MONTH/YEAR]
Data provided: median sale price [MEDIAN], MoM change [MOM%], YoY change [YOY%], closed sales [SALES], new listings [NEW], active inventory [ACTIVE], months of supply [MOS], median DOM [DOM], sale-to-list ratio [STL%].
Audience: [BUYERS/SELLERS/BOTH/INVESTORS]

TASK:
1. Write a 2-3 sentence headline takeaway in plain language.
2. Interpret the data: what it means for buyers and what it means for sellers.
3. Identify the single most important trend and explain why it matters.
4. Give one actionable recommendation for each audience.
5. Add a forward-looking note (cautious, not a prediction guarantee).

OUTPUT FORMAT:
- Headline takeaway
- Key stats table
- 'What this means for buyers'
- 'What this means for sellers'
- Trend spotlight
- Action items
- Outlook (1 paragraph)

CONSTRAINTS: Use only the data I provide; do not fabricate numbers. Translate jargon (e.g., explain months of supply). Keep an objective, advisory tone - no hype. Add a one-line disclaimer that conditions vary by property.